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12 Rugby Place Elgin, IL 60120 Residential - Single Family Contingent

  • 12 Rugby Place, Elgin, IL 60120 Main Photo

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Description

Step into a piece of Elgin history and into this beautifully maintained 4-bedroom, 1.5-bath home blends timeless character with thoughtful modern updates making it the perfect opportunity for buyers who want charm AND peace of mind. Major improvements completed in the last 5-7 years include a lined chimney, fully remodeled upstairs bathroom, radon mitigation system, rehung dining room and kitchen windows, copper feed line replacements, and updated appliances including a dishwasher (2024) and refrigerator (2025). Classic architectural details throughout give this home a warmth and personality that newer construction simply can't replicate while the updates mean you can move in with confidence. Spacious 4-bedroom layout offers flexibility for families, home offices, or guests and the home's character-rich spaces invite you to make them your own. Located in Elgin's sought-after Rugby Place neighborhood. Don't miss your chance to own a home that has stood the test of time and is ready for its next chapter.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,660
Built in 1904
School District: District 46

General Information

Bedrooms: 4
Bathrooms: 2
Sqft: 1,660
County: Kane
Listed By:
Epic Real Estate Group 847-922-5501
MRED MLS

Room Information

Foyer: 12X11
Bedroom 2: 10X12
Bedroom 3: 12X11
Bedroom 4: 10X8
Dining Room: 14X13
Kitchen: 11X12
Living Room: 16X13
Primary Bedroom: 12X13
$290,000
Est. $1,876/mo
4beds
2baths
1,660sqft
Contingent
BEDS4 BATHS1 full 1 partial SQUARE FEET1,660 MLS#12623188
STATUSContingent PROPERTY TYPEResidential - Single Family SCHOOLDistrict 46

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12 Rugby Place, Elgin, IL 60120.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $290,000$290,000$290,000
Down Payment $58,000$10,150$72,500
Monthly Mortgage Amount $1,372$1,707$1,763
Taxes $404$404$404
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$128$0
Monthly Estimated Total $1,876$2,339$2,267

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